Being self employed comes with a lot of advantages, flexible working hours, the appeal of working anywhere you want and with any clients while mapping out your own destiny. One of the flip sides is that mortgage lenders often consider self-employed & commissioned individuals as higher risks which typically results in more paperwork and a more thorough underwriting process.

This webinar will help you understand :

• How are the lending standards different for self-employed and commissioned individuals.

• Required documents and income confirmation for commissioned and self-employed individuals

• Advise & tips on how to improve your mortgage experience

• How has COVID 19 changed the lending landscape for businesses.
• What might post COVID 19 mortgage lending practices look like.

 Ideal for:

• Self-employed – sole Proprietors, partnerships and owners of incorporated businesses

• commission individuals, professional Income i.e. doctor, dentist, lawyer etc.

• Individuals planning to become self-employed and looking to secure a mortgage, refinance their home or investment property prior to becoming self employed

Our presenters, Greg Johnston and Maria Pezza, will provide a better understanding of why mortgage lending differs for self employed and commissioned individuals and how to prepare for securing a mortgage when you need it.

About our speakers – Greg Johnston & Maria Pezza

Greg Johnston has worked in the banking & finance industry for most of his career holding various roles – mortgage underwriting team manger, personal full-service private banker and for the last 20 years as an expert licensed mortgage. He has worked closely with professionals in the community and building relationships that have generated a powerful network of lenders. Some of these lenders are exempt from Federal Regulations (B20), allowing them to offer unique programs for all types of clients, ensuring my clients have access to everything available.

His proactive approach to helping clients achieve their financial goals, taking the time to gain a deep understanding of a client’s financial situation, life goals and tolerance for risk. His goal is to deliver to his clients their own unique planning experience and financial solutions strategy – the one that’s right for them. He custom tailors mortgage strategies that assist people who are self employed, relocating, going through divorce, struggling with credit & finances, seniors, renewing mortgages, refinancing or purchasing a home.

Maria Pezza is an expert licenced mortgage agent and passionate about helping people with their mortgage financing needs. An accredited CPA, CGA, Finance/Project Management IT Professional with over 20+ years of experience in the telecommunication industry, known for being an expert strategist, solutions oriented, relationship builder with a passion for personal financial strength. She has combined her passion for personal financial strength and her desire for helping people with their mortgage financing needs into a career.

With Maria’s strong sense of community and the belief that everyone should be able to afford a home, she has partnered alongside her husband Gregory Johnston with 20+ years of experience in mortgage financing. They are committed to helping people meet their financial goals by supporting their dreams of owning their own home or investment properties.

Greg and Maria’s mission is to ensure their clients feel completely confident and comfortable in one of the biggest decisions in their life, the financing of their home.

Keep Calm & Feel the VIBE!

Hosted by Village Of Islington Business Excellence ( VIBE ) Centre

Sponsored by Lola Macanowicz Insurance & Financial Services – The Co-operators.

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